Structuring your finances correctly is crucial to the success of your business. You need a bank that understands that cash flow is critical and gives you access to working capital.

Whether your business needs to buy property, finance equipment or fund operating expenses, we offer a number of financial solutions. So whatever your business needs, we'll help you choose the most suitable finance.

Here is an outline of loan products we offer to businesses. You can get detailed information and apply at any Stanbic IBTC Bank branch, or by contacting us on 0700 2255 7826242, 01 2709676 or customercarenigeria@stanbic.com.

Overdraft
This is a loan that is linked to your current account. A fixed amount (the limit) is available to you and you decide how much of it you need to use when.

 > Read more

Business term-loan
This is a relatively simple way of securing a loan over one to five years. You repay the loan over the term of the loan in monthly set instalments.

 > Read more

Distributor finance
Distributor finance is the ideal way for distributors of finished goods to access working capital finance so they may buy stock.

 > Read more

Import finance
This is the ideal way to finance imports of raw materials and fast-moving, non-perishable finished goods. Import finance is short-term finance of up to 180 days for international trade deals. 

 > Read more

Vehicle and asset finance
Stanbic IBTC Bank's vehicle and asset finance options allow you to lease or buy assets – new or used. 

 > Read more