Effective participation in stock market investments requires a significant capital outlay. Stanbic IBTC Bank encourages managed access to risk-based investments through a specially structured finance facility for focused stock acquisition.
Fixed Term Loan (FTL)
The Fixed Term Loan is a product designed for individuals who require short- to medium-term financing for their personal projects. The loan can be used for any purpose and is repayable in fixed monthly installments.
Stanbic IBTC Bank Home Loans are designed for individuals who require long term mortgage financing to own their own homes while affordable monthly repayments are spread over agreed period.
Revolving Term Loan (RTL)
The Revolving Term Loan is a special and unique product developed to meet the needs of qualified customers who require long-term financing. The product avails the customer the ability to revolve the loan amount that was initially granted. Due to the revolving nature of the product, it does not have a definite repayment period.
Vehicle and asset finance
Whether you want to buy a car or a generator, Stanbic IBTC Bank's vehicle and asset finance options will help you make life more comfortable.