Financial planning for the future is both challenging and rewarding. The challenge lies in choosing a strategy that makes adequate provisions for future events. The reward lies in enjoying the fruits of a successful savings and investments plan. Following is a description of three savings solutions that form an ideal building block for such a plan.

Personal saving account
A personal savings account will help you to accumulate your extra income and build up your cash reserves.

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Call account
A call account is an interest bearing account to which funds can be deposited and called back on demand.

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Fixed deposit
This is an investment account, which attracts interest rate higher than savings account.

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CHESS savings account
CHESS is a special savings product developed to support you in meeting cash flow needs for your children's education.

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